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Financing for your treatment

Get loan offers for your treatment in minutes

Request $200 to $5,000 and compare personal loan offers from our partner lenders. Use the money at any provider.

  1. 1
    Fill in one short forminstead of applying lender by lender
  2. 2
    Partners review your requestlenders that may fit can respond
  3. 3
    Compare and decideno obligation to accept any offer
  • Secure form
  • Free to request
  • Use at any provider
Looking for PatientFi itself?Apply for PatientFi at a participating clinic ↓
Estimate before you requestSee what an offer could cost per month
Term
Monthly payment$137.52
Total interest$150.24
Total paid$1,650.24

Illustrative only, using a standard loan formula. Each lender sets its own APR and fees. Full calculator →

Personal loan request$200 – $5,000 · offers from partner lenders
Secure
  1. 1Your request
  2. 2Matching
  3. 3Offers
  • No obligation
  • Free to request
  • Any provider

By submitting, your information is sent to a third-party lending network and its lenders, not to PatientFi, and is not stored by this website. Lenders may check your credit and contact you. Offers, rates and terms are set by each lender and aren’t guaranteed. We may be paid when you submit a request.

Which option fits you?

Option A

Personal loan offers

  • Where: any provider, since personal loans are usually paid to you
  • How much: requests from $200 to $5,000
  • How: one request, offers from partner lenders
  • Rates: set by each lender, based on your profile
  • Good if: your clinic doesn’t offer PatientFi, or you want to compare
Request offers ↑
Option B

PatientFi

  • Where: participating PatientFi practices only
  • How: apply online; a soft check shows your offer
  • Rates: fixed APRs from 6.99% with excellent credit and autopay, plus 0% promo plans
  • Good if: your clinic offers PatientFi and you want a plan tied to that treatment
Go to PatientFi ↗
Option B

Applying for PatientFi itself

PatientFi applications happen on PatientFi’s own website, starting from a participating provider. This site can’t submit a PatientFi application for you.

Find a provider and apply on PatientFi ↗

Opens search.patientfi.com, PatientFi’s official provider search.

  1. 1
    Find a participating provider

    PatientFi only works at practices that offer it.

  2. 2
    Apply in minutes

    A soft credit check shows what you qualify for, with no impact on your score.

  3. 3
    Your clinic sends a request

    Review the amount, then accept and choose your plan.

  4. 4
    Repay PatientFi monthly

    Your first payment is due 30 days after the practice charges your account.

Before you accept any offer

Whichever option you choose, check these four things.

APR, not just the paymentA lower monthly payment over more months can cost far more in total.
FeesLook for origination or late fees in the offer.
Total costMonthly payment × number of months, compared side by side.
Early payoffCheck whether paying early is allowed without a penalty.
Compare offers with our calculatorEnter any APR and term to see the total cost→
FAQ

Applying: FAQ

How much can I request on this page?

Personal loan requests through our partner form range from $200 to $5,000. Lenders decide whether to make an offer and for how much.

Is the form on this page a PatientFi application?

No. It's a personal loan request handled by a third-party lending network. To apply for PatientFi, find a participating provider and apply on PatientFi's website at search.patientfi.com.

Who receives the information I enter in the form?

A third-party lending network and the lenders in it. This website doesn't store what you enter and isn't a lender. Read the network's own privacy notice and terms shown with the form.

Will requesting personal loan offers affect my credit?

Lenders may check your credit as part of reviewing a request or before making a final offer. Each lender explains its own process, so read the details before you accept anything.

Do I have to accept an offer?

No. You can compare any offers you receive and decline them all. Look at the APR, fees and total cost, not just the monthly payment.

Does PatientFi check my credit when I apply?

PatientFi says checking what you qualify for uses a soft credit check that won't hurt your credit score.

How does this website make money?

We may receive a fee from our partner network when you submit a loan request on this page. It costs you nothing and doesn't change what our guides say about PatientFi or any lender.

Sources

Every figure links to where it came from. Fact-checked October 11, 2026.

Independent guide, not affiliated with PatientFi, Inc. Not financial or legal advice; your loan agreement is the final word.

  1. Official PatientFi pages
  2. 1PatientFi: find a provider and applysearch.patientfi.com
  3. 2PatientFi, How It Workspatientfi.com/how-it-works
  4. 3PatientFi, Disclosures: promo terms and APR examplespatientfi.com/disclosures
  5. 4Accepting your PatientFi Transactionsupport.patientfi.com